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What’s the silent killer of savings if not planned properly?
Updated: 11-Apr-2025

Inflation silently erodes your savings. If your money doesn’t grow faster than inflation, its value drops over time. For example, ₹1 lakh today won’t buy the same amount of goods 10 years later. If inflation is 6%, and your savings earn only 3%, you’re actually losing money in real terms.

That’s why parking all your money in low-interest savings accounts isn’t ideal. You need to invest in inflation-beating options—like mutual funds, index funds, or bonds—for long-term goals. Saving is good, but growing your savings is essential.

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