Blue Cross and Blue Shield of Minnesota offers several Medicare plan options for people who qualify for Medicare and live in eligible service areas. The available choices include Medicare Advantage, Medicare Supplement, Medicare Cost plans, standalone Part D prescription drug coverage, and Minnesota Senior Health Options. Coverage, costs, provider networks, and availability can vary by county and plan.
Blue Cross and Blue Shield of Minnesota offers several types of Medicare coverage. The company states that its 2026 Medicare offerings include Medicare Advantage, Medicare Cost, Medicare Supplement, Part D prescription drug plans, and Minnesota Senior Health Options.
The main options include:
For 2026, Blue Cross Minnesota offers Medicare Advantage PPO plans in several regions of the state. Eligibility depends on having Medicare Parts A and B and living in a county where the plan is offered.
Depending on the plan, benefits can include:
Blue Cross Minnesota lists several coverage levels, including Core, Comfort, Choice, and Complete. Availability of particular plan levels varies by region.
Medicare Supplement, or Medigap, plans work alongside Original Medicare. They can help pay certain Medicare cost-sharing amounts, including eligible copayments, coinsurance, and deductibles.
Blue Cross Minnesota states that its 2026 Medicare Supplement plans provide medical-only coverage and are available in all Minnesota counties.
People considering Medigap should also know:
Medicare Cost plans are another option available through Blue Cross Minnesota. The company offers medical-only Cost plans as well as plans that combine medical and prescription drug coverage. Availability is limited to certain Minnesota counties.
The 2026 materials list Platinum Blue as a Medicare-approved Cost plan with three medical plan options, including options that can include prescription drug coverage.
Blue Cross Minnesota also offers MedicareBlue Rx, a standalone Part D prescription drug plan. It can be paired with Original Medicare or a medical-only Medicare Supplement or Cost plan.
The plan provides coverage for eligible prescription drugs through its pharmacy network. Blue Cross lists pharmacies such as CVS, Hy-Vee, Walmart, and Walgreens among its network options, although pharmacy participation and costs can vary by plan.
Provider and pharmacy networks are important when comparing Medicare plans. Blue Cross Minnesota notes that its Medicare Advantage plans use different provider networks depending on the region, while Medicare Supplement plans allow members to use Medicare-approved providers that accept Medicare assignment.
Before selecting a plan, check:
Blue Cross Blue Shield of Minnesota offers several Medicare options for 2026, including Medicare Advantage, Medicare Supplement, Medicare Cost, Part D, and Minnesota Senior Health Options. Because plan availability, networks, premiums, and benefits can differ by county and individual plan, reviewing the specific plan documents and service area is important when comparing coverage.