Medicare Supplement Plan G is one of the most widely selected Medigap plans because it helps cover many out-of-pocket costs that Original Medicare does not pay. However, Plan G premiums can vary significantly from one state to another due to factors such as local healthcare costs, age rating methods, insurer competition, and where you live.
This guide explains the factors that influence Plan G premiums and what to consider when comparing plans in 2026.
Several factors may influence monthly premiums, including:
Premiums can differ even between neighbouring communities.
When comparing plans by state, you may find information such as:
Although benefits are standardised in most states, premiums are set by individual insurance companies.
Before enrolling, consider asking:
These questions can help you compare plans more effectively.
When reviewing available plans:
Taking time to compare options may help you identify a plan that fits your needs.
In addition to premium costs, review:
Looking beyond the monthly premium can provide a more complete view of the plan.
A Plan G cost by state list can be a useful starting point for comparing Medicare Supplement premiums across different regions. Since pricing varies by insurer and location, reviewing multiple quotes, understanding how premiums are determined, and comparing available options can help you make a well-informed decision when selecting a Plan G policy.