Learn which insurance provider Costco is offering for Medicare plans, including how its SCAN partnership works, Medicare Advantage benefits, plan availability, eligibility, enrollment, provider networks, prescription coverage, supplemental benefits, costs, Star Ratings, and important plan details. Explore useful information to understand Medicare options available through Costco and SCAN for eligible members.
Which insurance provider is Costco offering for Medicare plans is a common question for people researching Medicare Advantage options connected with Costco. Costco currently has a partnership with SCAN Health Plan for a Medicare Advantage experience, combining Costco’s consumer services with SCAN’s Medicare experience. Availability depends on location and plan service areas. This guide explains the Costco and SCAN relationship, how Medicare Advantage plans work, what benefits may be available, and which details to review when researching coverage. It also explains why provider networks, prescription coverage, supplemental benefits, and location can affect plan availability. This article is informational only.
Costco has partnered with SCAN Health Plan to provide a Medicare Advantage experience. SCAN is a nonprofit organization with extensive experience serving Medicare beneficiaries. The Costco and SCAN collaboration focuses on Medicare Advantage plans and provides tools for reviewing prescription coverage, provider networks, and supplemental benefits. Availability is dependent on the applicable service area.
Costco is not itself the insurance company underwriting the Medicare Advantage plans. Its current Medicare Advantage partnership is with SCAN Health Plan, which provides the Medicare Advantage coverage and related member services. Costco's website also directs users to a Medicare plan finder for locating Medicare insurance information in their area.
When researching the partnership, consider:
SCAN states that its Medicare Advantage plans can include medical coverage and additional benefits depending on the specific plan. Its Costco partnership website provides tools for checking prescription coverage and determining whether doctors or hospitals participate in the network.
Plan information may include:
Not every benefit is necessarily included in every plan, so individual plan documents should be reviewed.
Medicare Advantage plans generally have defined service areas. This means that a plan available in one location may not be available in another. SCAN's Costco Medicare page provides tools for checking doctors, hospitals, and prescription coverage associated with its plans.
When researching availability, check:
Location can therefore be an important factor when determining which Medicare Advantage plans can be considered.
Prescription coverage is an important part of many Medicare Advantage plans. The Costco and SCAN Medicare website provides a drug finder that allows users to check whether their medications are covered under applicable plans.
Before reviewing a plan, beneficiaries can check:
Medication coverage can differ between plans, making plan specific information important.
Provider networks can affect how Medicare Advantage coverage works. SCAN provides a tool for checking whether a doctor or hospital is included in its network.
Beneficiaries researching a plan can review:
Checking network information before enrollment can help clarify whether existing healthcare providers participate in a particular plan.
Some Medicare Advantage plans provide supplemental benefits in addition to Medicare covered services. SCAN's Costco Medicare information highlights benefits that may include dental and vision coverage, along with other supplemental services depending on the plan.
When reviewing supplemental benefits, look at:
The exact benefits available should always be confirmed in the plan's official materials.
Costco also provides other Medicare related services that are separate from its Medicare Advantage partnership. For example, Costco Pharmacy accepts many Medicare Part D plans, and Costco currently accepts Medicare Advantage OTC benefit cards at its registers.
It is important to distinguish these services from Medicare Advantage insurance coverage. Costco's Member Prescription Program is also specifically described by Costco as a prescription discount program rather than insurance, and claims under Medicare or Medicaid are not eligible for that program.